An easier way to manage receivables and payables

BPAY helps you send bills, receive funds and pay suppliers faster and more efficiently. We offer a complete range of receivables and payables services, with advanced features to simplify payments and reconciliation.

BPAY Services Overview


BPAY has released Application Program Interfaces (APIs) which enable businesses who are signed up with a participating Financial Institution to build BPAY services into their systems (like accounting packages and software providers), enabling them to lookup billers, validate payment data, create customer reference numbers and create BPAY batch files in real time*

There are 4 APIs available 
Retrieve BPAY Biller Details
Validate BPAY Payment
Generate BPAY Batch File
Generate BPAY CRN 

​​If you would like more information visit
*Terms and conditions apply. 
Click on a service or feature to learn more


Send bills and documents electronically

Save on printing, postage and delivery by sending bills electronically to your customers’ online bank with BPAY View. Then benefit from fast electronic payments, easy reconciliation and better cash flow. Research shows that after receiving a bill via BPAY View, customers pay faster compared to another other channel.*

So you can enjoy faster access to essential working capital.

How does BPAY View work?

Simply sign up as a BPAY View Biller with your financial institution. Then, when you’re ready, send your bill data to BPAY or your Bill Service Provider. We’ll send bills and statements straight to your customers’ online or mobile bank, complete with your logo and branding. You can even add special offers and links, turning every bill into a powerful marketing tool.


What is
BPAY View?


Business Benefits


Discover which billers already offer BPAY View


How BPAY View can help your business

  • Low cost billing

    Save on the cost of printing and mailing bills, by using BPAY View to send bills and statements online in bulk

  • Lower IT overheads

    Send bills and process payments securely with less need to invest in your own secure payment infrastructure, software and IT support

  • Faster bill payments

    Encourage your customers to pay on time, by enabling them to receive and pay bills on the same online or mobile platform where they manage their banking from day to day

  • Ensure customers never forget to pay a bill

    BPAY View customers receive notifications and payment reminders prior to the bill due date, which further ensures your customers pay you on time

  • Better cash flow

    Gain faster access to essential working capital, with an integrated bill presentment and payment service that puts cleared funds in your account on the next Banking Business Day^

  • A direct marketing tool

    Reach out to your customers with special offers linked directly to your website, by turning your electronic bills into an interactive marketing channel

    Find out more about BPAY marketing support 


Need Marketing Assistance?

BPAY can assist you in the promotion of BPAY and BPAY View to your customer base. View our Marketing Support page for more information.

* BPAY Usage and Attitudes Survey 2015

^ Banking Business Day means a day on which banks in Sydney or Melbourne are able to effect settlement through the Reserve Bank of Australia

The BPAY View process

BPAY Process