Our Products
BPAY

BPAY is Australia’s leading bill payment system which enables payments to be made through a financial institution's online, mobile or telephone banking facility to BPAY billers.

Paying a bill with BPAY
Osko

Osko® is BPAY Group’s latest innovation, changing the way Australians pay each other. It is a fast, secure and data-rich way for all Australians to move money on a peer-to-peer basis. It is the first overlay service to leverage the capabilities of the New Payments Platform (NPP).

What is Osko?
Lodge

Lodge simplifies property management for self-managed landlords and makes their relationship with tenants easier to manage. Lodge is an online tool that empowers landlords to manage their investment property and makes rent collection, document storage and reporting easy, saving investors time and money.

Why choose Lodge?
Sypht

Sypht uses artificial intelligence and machine learning, augmented by human intelligence, to accurately extract and interpret complex information from documents. Sypht allows users to unlock the power of data to add value to their businesses.

Find out more
History of BPAY Products
1974

Bankcard Launch

1987

Cardlink Services founded

1989-91

Cardlink services launch with voice authorisation and cutting edge fraud detection

1994-95

Credit card payments can now be made over the phone with TAPS (Telephone Account Payment Service)

1997

BPAY launch

2000-01

Cardlink’s secure website goes live, with real-time payment feature

2002

BPAY View launch

2008

BPAY goes mobile.
ANZ becomes the first bank to offer BPAY in mobile banking

2009

Cardlink & BPAY merge

2011

Extra security and protection introduced with Customer Reference Number (CRN)

2012

BPAY rebrand
QR codes enable even swifter mobile payments

2013

Mobile number now available as CRN for small business

2015

ABN now available as CRN for B2B payments

2017

BPAY Group launch – the parent to our growing family of innovative products
Osko by BPAY™ is here to transform how Australians pay each other