Receiving BPAY payments
BPAY is not just for large businesses. Join over 45,000 leading businesses across Australia who have already discovered the simplicity and convenience of receiving and managing payments with BPAY.
How does BPAY work?
Simply register as a biller with your financial institution, then add the BPAY logo, your Biller Code and a Customer Reference Number (CRN) to every bill you send.
The CRN is a unique number generated by your business, to help you easily and automatically track and reconcile every bill and bill payment. You can create valid BPAY CRNs using our online tool, or speak to your financial institution to help you generate CRNs.
When a customer pays by BPAY, you’ll have the money in your account on the next Banking Business Day^, together with an electronic payment file for easy reconciliation.
BPAY – how it works
How BPAY can make it easier to do business
BPAY is not only fast and secure for your customers, it has real benefits for your business too.
BPAY helps reduce administration and keep overheads down, with daily payment files delivered online. So your staff can spend less time managing your receivables and more time focusing on core business activities.
Better cash flow
Recent consumer research shows that on average consumers using BPAY pay faster. *Get paid faster, cleared funds from bill payments deposited to your account on the next Banking Business Day^, with no risk of chargebacks or bounced cheques
Spend less time chasing bills and matching invoices, with detailed daily payment files you may be able to load into your preferred accounting system
More efficient cash collection
Reduce the time you spend preparing and chasing bills, freeing you up to concentrate on core business activities
More choice for your customers
Give your customers a wider choice of payment options, including online and mobile payments, with the security and confidence of Australia’s most popular billing service*
Marketing support from a trusted brand
Promote your business and encourage your customers to pay online and on time, with expert support from the BPAY marketing team
Ready to become a BPAY Biller?
Need Marketing Assistance?
BPAY can assist you in the promotion of BPAY and BPAY View to your customer base. View our Marketing Support page for more information.
^Banking Business Day means a day on which banks in Sydney or Melbourne are able to effect settlement through the Reserve Bank of Australia
*Based on BPAY Usage and Attitude survey, 2015