Australia’s most popular bill payment service*

Manage payments and receivables online

Receivables made simple

Many important businesses across Australia have already discovered the simplicity and convenience of managing receivables with BPAY. Isn’t it time you joined them?

How does BPAY work?

Simply register as a biller with your financial institution, then add the BPAY logo, Biller Code and Customer Reference Number to every bill you send. When a customer pays by BPAY, you will receive cleared funds on the next Banking Business Day^, together with an electronic payment file for easy reconciliation.

You can even add QR Codes to make it quicker and as an extra encouragement for your customers to pay online.

Contact your financial institution for details about BPAY and fees.


Watch our BPAY How-to-videos

How BPAY can make it easier to do business

  • Accelerate cash flow

    Receive cleared funds in your account on the next Banking Business Day^, without the risk of chargebacks or dishonoured cheques

  • Simplify reconciliation

    Track bills easily with daily payment files designed for simplified integration with your accounting system

  • Manage your overheads

    Becoming a BPAY biller can help your staff focus on core business activities, spending less time preparing and chasing bills

  • Delight your customers

    Give your customers the security and confidence of Australia’s most popular billing service**

  • Enjoy marketing support

    Develop your brand and promote the benefits of fast electronic payments, with marketing support from the BPAY marketing team

    Find out more about BPAY marketing support


* Based on BPAY Usage and Attitude survey, 2014.

^ Banking Business Day means a day on which banks in Sydney or Melbourne are able to effect settlement through the Reserve Bank of Australia.


The BPAY process

BPAY Process